How It Works

Your rate is locked in for a five-year term. You may maintain your policy for as long as you choose, with the option to cancel at any time.

You may renew your policy every 5 years up to age 80. For many people, term life insurance is a simple, affordable way to safeguard the financial health of loved ones if something happens.

How It Pays

You receive the full benefit amount if you pass away due to an accident, at any time. You can also switch this term life policy to a whole life policy until you turn 70.

If a death is to occur within or after the third year, the payout is the full benefit amount.